Mastering Your Money Flow: The T5 Transit Road to Profitability Suite
Are you an ambitious entrepreneur building incredible things, yet sometimes find yourself wondering, "Where does all the money go?" That financial rollercoaster can be exhausting, can't it? Imagine transforming that stress into confident control, turning your hard-earned revenue into predictable profit, and truly reclaiming your peace of mind.
At T5 Transit, we believe every business, regardless of size, deserves a clear financial map. We're here to help you lay down the intelligent financial plumbing your business needs, ensuring your money finally works for you, not against you. This isn't just about managing money; it's about unlocking true entrepreneurial freedom.
The truth is, many businesses struggle not from a lack of sales, but from a lack of clear cash flow management. Money comes in, but without a purposeful system, it can feel like it disappears. That's why we've made it effortless to set up a profit-proof system in your business, leveraging the proven Profit First methodology and the seamless integration of Relay.
We've designed a clear pathway for every business owner on their "Road to Profitability".
We leverage the acclaimed Profit First methodology, combined with the powerful banking and money management platform of Relay, to create seamless financial systems. This partnership allows us to offer tailored programs designed to help you implement Profit First effectively in your business. From expert-led, done-for-you solutions to empowering self-guided mastery.
We're confident one of these paths is perfect for where you are right now. Which one feels like the right step forward for you today?
Pathway 1 - Road to Profitability - Premium
Road to Profitability - Premium (Personalized Implementation & Oversight)
Your ultimate solution for fully customized, expert-driven implementation of the Profit First Cash Flow Management System and ongoing strategic financial management. This is for entrepreneurs who value hands-off execution and a tailored experience.
This Is For You If You Envision:
Having financial clarity in your established business and, once and for all, see where your money goes, every month, with ease and precision.
Regaining control of your business's complex financial structures with multiple income streams, and a growing team.
Enjoying a premium, fully hands-off approach to system setup and continuous financial guidance.
Benefitting from seeing the implementation of robust approval rules and extensive receipt management protocols, or the management of intricate team structures.
What It Includes:
1
Phase 1: Profit First Blueprint & Strategy ($2,500)
An in-depth, one-on-one financial assessment resulting in a custom financial structure designed to represent your own business aspirations and objectives. A clearly articulated financial picture of where you are and a roadmap to get you to where you want to be.
This report will serve as your personalized implementation plan.
This is your complete strategic financial roadmap.
2
Phase 2: Full System Implementation (Starting at $2,500)
Expert implementation of the strategy outlined in your Blueprint.
We do the heavy lifting for you and leave you with a turn-key, fully operational, financial system designed to represent your own business objectives.
Why This Investment Makes Sense:
True Automation & Optimization: Achieve a perfectly implemented and seamlessly operating financial system without managing the complexities yourself.
Maximized Profitability: Ensure consistent profit capture and optimal allocation for sustained wealth and strategic growth.
Strategic Insights & Peace of Mind: Empower data-driven decisions, eliminate financial guesswork, and gain the benefits of a fractional CFO focused solely on your financial health.
Return on Investment: A business grossing $500k can see net savings of up to $150k (or more) after one year of implementing Profit First.
Natural Progression: This option builds a solid foundation, preparing you perfectly for our Full System Implementation and Ongoing One-On-One support.
Pathway 2 - Road to Profitability - Done-For-You
Want immediate financial clarity without the heavy lifting? This streamlined, hands-off solution sets up your core Profit First system for you, so you can focus on what you do best.
This Is For You If You Envision:
Your business, perhaps generating $100,000 or less annually (like a freelancer, consultant, barber, DJ, etc…), benefiting from a fast, accurate, and expert-driven financial setup.
Prioritizing convenience and wanting a foundational system implemented with minimal active effort on your part.
What It Includes:
A personalized, 2.5-hour guided session where our experts implement your core Profit First system.
We do a quick assessment of your business to determine where you are today.
We then identify where you need to be, by combining your aspirations with our recommendations.
We implement the strategy using Relay financial and set it on auto-pilot, all aimed at your goals (e.g., saving for equipment, debt repayment, program investment).
You will know how to receive funds from multiple sources, manage them and pay them out in the most easy and cost effective way.
Why This Investment Makes Sense ($1,400 one-time fee):
1
Unlock Significant Savings
Businesses at this level often save at least $20,000 within a single year by plugging financial "leaks" and implementing this robust system.
2
Instant Clarity & Control
Gain a crystal-clear view of your money's flow immediately, eliminating guesswork.
3
Reclaim Time & Peace of Mind
Free yourself from setup complexities, allowing you to focus on your business and enjoy true entrepreneurial freedom.
Natural Progression: This option builds a solid foundation, preparing you perfectly for our Ongoing Office Hour support.
Pathway 3 - Road to Profitability - Workshop
An intensive, guided group experience where you'll actively build the foundation of your Profit First system, empowering you with direct, hands-on control.
This Is For You If You Envision:
Your growing business, of any size, gaining a formal financial structure through active, guided participation.
Thriving in a collaborative classroom setting with hands-on guidance from experts.
Eliminating financial guesswork and building clarity through a structured group learning environment.
What It Includes:
1
Evening 1
Master the Profit First mindset and core account concepts.
2
Evening 2
Run our business assessments and determine each of our current financial picture; This will be our starting point.
We will then define our individual financial objectives (e.g., saving for equipment, debt repayment, program investment); This will represent where we want to go.
3
Evening 3
We will implement our individual strategies, designed to get us from where we are, to where we want to go, by leveraging Relay financial. We will also learn how to receive funds from any source, manage them and pay them out in the most easy and cost effective way.
An intensive 3-evening workshop (1-hour intro + two 2.5-3 hour working sessions) designed to guide you through building your foundational Profit First system.
Why This Investment Makes Sense ($450):
Comprehensive Knowledge & Guided Implementation: Gain deep understanding and actively build your system with expert support.
Peer Support: Learn and grow alongside other driven entrepreneurs in a collaborative environment.
Exceptional Value: Access high-quality, actionable training at a highly accessible price point.
Tangible Results: Walk away with a designed and implemented Profit First system, ready to bring immediate clarity and control.
Return On Investment: You can see savings of 20% or more in a year after a successful implementation of your Profit First system.
Natural Progression: Completing this workshop prepares you perfectly for Workshop Week 2 and our Ongoing Office Hour support.
Pathway 4- Road to Profitability - Ebook
Self-Guided Options for Your Financial Journey
A structured digital guide to jumpstart your understanding and initial steps in implementing Profit First, perfect for self-motivated learning.
This Is For You If You Want To Learn How To Do It Yourself And Gain Financial Literacy, And If You Envision:
Preferring guided self-study and a clear, concise roadmap to financial clarity.
Being ready to quickly understand the core steps of Profit First implementation on your own.
Seeking an affordable, actionable first step beyond just reading the Profit First book.
What It Includes:
A comprehensive digital ebook that breaks down the Profit First method into digestible, actionable steps. It guides you through basic account setup principles and initial allocation concepts.
Why This Investment Makes Sense ($99):
Structured Learning: Get organized steps and practical insights beyond the general Profit First book.
Fast Track to Clarity: Quickly grasp how to begin applying Profit First principles in your own business.
Incredibly Affordable: A small investment for a guided introduction to a powerful financial system.
Natural Progression: The Ebook is your first step to unlocking the power of the Workshop or Done For You options!
Pathway 5- Road to Profitability - DIY (Do It Yourself)
Self-Guided Options for Your Financial Journey
Your lowest-investment entry point to discovering the power of Profit First with core resources at your fingertips, for those eager to jump in independently.
This Is For You If You Envision:
Being a highly self-motivated entrepreneur who prefers to learn at your own pace and apply concepts independently.
Working with a limited budget but eager to get started with Profit First fundamentals immediately.
Wanting to grasp the core methodology before committing to structured guidance.
What It Includes:
This option provides the essential foundational knowledge of Profit First through recommended reading of the original "Profit First" book. You'll gain a conceptual understanding of how the system works and what it takes to implement it.
Why This Investment Makes Sense:
Most Accessible Starting Point: It's the most budget-friendly way to begin your Profit First journey.
Empowering Knowledge: You gain critical insights into effective cash flow management directly from the source.
Direct Path to Discovery: Equipped with the book, you can begin exploring Profit First principles in your business right away.
Natural Progression: The Profit First book is your initial step to understanding the system. Your next step would be to implement the system using either Pathways 1, 2 or 3.
Road to Profitability - Ongoing Support
Your essential "maintenance" program for sustained financial discipline, continuous learning, and invaluable community support after your initial setup. This is where your financial habits truly stick and evolve.
This Is For You If You Envision:
1
Having completed any of the 5 Pathways we offer.
2
Benefitting from ongoing accountability and access to expert guidance.
3
Being an entrepreneur committed to maintaining strong financial habits and continuous learning.
What It Includes:
Regular Live Group Coaching Calls: Participate in consistent "Office Hours" Q&A sessions for direct answers and troubleshooting.
Profit First App Dashboard Access: Utilize the Profit First app's dashboard to track progress and monitor financial health over time.
Exclusive Online Community: Access a dedicated forum or group for peer support and shared insights.
Ongoing General Guidance: Receive continuous advice and reminders on maintaining your system and optimizing allocations.
Opportunity for Specialized Coaching: Access to topic-specific group calls (e.g., Income Targeting, Expense Analysis, Debt Crushing), offering deeper dives when you need them.
Why This Investment Makes Sense ( $49.99 per month):
Affordable Accountability
Provides essential ongoing "maintenance" for your financial system, ensuring sustained discipline.
Sustained Momentum
Prevents financial discipline from slipping, keeping you plugged in and on track.
Expert Access & Community
Benefit from continuous expert insights and a supportive peer network.
Targeted Growth
The option to dive deeper into specialized topics as your business evolves, without a huge upfront commitment.
All Roads Lead To Profitability: Pathway Comparison
Explore the different "Road to Profitability" pathways to find the perfect fit for your business needs and budget. Each option is designed to guide you toward financial clarity and success.
No matter which road you choose, T5 Transit is committed to helping you achieve lasting profitability.
Don't just take our word for it—explore the success stories and positive feedback from businesses like yours that have transformed their finances with T5 Transit.
Choose Your Path to Financial Freedom
Pathway 1: Premium
Fully customized, expert-driven implementation and ongoing strategic financial management.
For established businesses seeking a hands-off approach.
Pathway 2: Done For You
Streamlined, hands-off solution that sets up your Profit First system for you.
Pathway 3: Workshop
Intensive, guided group experience to build your Profit First foundation.
Pathway 5: Do It Yourself
DIY options for self-motivated entrepreneurs.
Lowest entry points to begin your Profit First journey.
Pathway 4: Ebook
Ebook for self-motivated entrepreneurs.
Affordable entry points to begin your Profit First journey.
Ongoing Support: Your Key to Sustained Success
No matter which path you choose, our ongoing support program ($49.99/month) ensures your financial habits stick and evolve. With regular coaching calls, dashboard access, and a supportive community, you'll maintain the discipline needed for long-term financial freedom.
At T5 Transit, we believe every business deserves a clear financial map. Which path feels right for where you are today?
Remember, this isn't just about managing money; it's about unlocking true entrepreneurial freedom and transforming financial stress into confident control of your business's future.
The Road to Profitability
Sustained Profitability
Enjoy consistent profits and financial freedom
Automated Financial Management
Money flows to right accounts without manual effort
Implement Account Structure
Set up dedicated accounts for income, profit, owner's compensation, taxes, and expenses
Strategic Financial Planning
Create your customized profit roadmap with our guidance
What is Profit First & How Relay Supports It?
The Profit First methodology, created by Mike Michalowicz, flips the traditional accounting formula on its head. Instead of the common "Sales - Expenses = Profit," it advocates for "Sales - Profit = Expenses." This simple shift prioritizes profitability by treating profit as a core expense that must be paid first, just like taxes.
The core principle involves allocating a predetermined percentage of your revenue into separate bank accounts for specific purposes: Profit, Owner's Pay, Tax, and Operating Expenses. By proactively setting aside funds for profit and other essential categories, businesses naturally adapt their spending habits to what remains, ensuring profitability isn't an afterthought but a foundational outcome.
At T5 Transit, we leverage the Profit First methodology to implement robust cash flow systems for our clients, transforming their financial management.
How Relay Supports Profit First Implementation
Relay is a dedicated banking platform for implementing the Profit First system, making the process seamless and automated for your business. Here's how it helps:
Multiple Accounts
Easily create up to 50 separate checking accounts to perfectly align with your Profit First allocations (e.g., Profit, Owner's Pay, Tax, OpEx).
Automated Transfers
Set up automated transfers to move funds between your accounts according to your chosen Profit First percentages, reducing manual effort and ensuring consistency.
Clear Visibility
Gain a clear, real-time view of your funds in each allocated bucket, helping you stick to your budget and make informed financial decisions with confidence.
Seamless Integration
Relay's features are designed to support the distinct separation of funds crucial to the Profit First system, empowering you to maintain disciplined financial management.
MEET THE CO-FOUNDERS of T5 Transit – Finding Business Solutions to Small businesses ANNE CHRISTIE AND TAHEERA
•Meet Anne Christie Guillaume: The 'HOW' Person
•Anne Christie is an actuary with a unique gift for simplifying complex financial concepts. She's not just about crunching numbers; she's about making financial strategies accessible and actionable for everyone.
•Her experience working with corporate giants like Comcast, American Express, and Stanley Black & Decker honed her skills in problem-solving and communication. Where others see roadblocks, Anne Christie sees opportunities for innovation and growth.
•Meet Taheera Abd'Allah: The 'WHAT' Person
•Taheera is a visionary knowledge architect, a homeschooling mom, and an entrepreneur. Her diverse background has cultivated a unique approach to learning and problem-solving.
•As a day trader and real estate investor, Taheera has a deep understanding of financial markets and business strategy. She's adept at identifying opportunities, challenging assumptions, and developing innovative solutions.